A sad reality of football is that a player’s career can end in an instant. No player wants to hear they will never play professional football again due to an injury, but it happens.
When an injury strikes, you enter a world of unknown.
- How long will you be out for?
- Will you still be paid your wages?
- Who will pay the bills if you can’t?
Income Protection for people like office workers, nurses, teachers, etc is a plan that provides a personal sick pay if/when they are unable to work due to an accident, injury or condition.
With Wiltshire Friendly, we have designed an exclusive income protection product for footballers in Scotland. Playing football increases the risk of injury and hence the risk of you not being able to carry out your job and get paid.
The plans are insurance policies designed to replace a proportion of income lost when a player is unable to follow their occupation(s) due to illness or injury.
Whether you’re playing for the love of the game at amateur level, playing semi-professionally and earning income from a ‘day job’ and from your club, or whether you are a full-time professional football player, Sport Protect can help you protect against potential financial hardship caused through not being able to work.
What type of player of you?
Unlike amateur or semi-professional, our professional plan was created specifically for the professional player and is designed to fit with the income protection benefits the player gets included within their contract.
If you’re injured in a game, injured at training or injured off the field – you could have 60% of your basic salary protected. It can be particularly useful if your Club can't continue your contract. Also, if you have to retire from playing, this income can support you in your search for another career.
- The benefit can pay for a maximum of 2 years. If you retire due to injury, then you can receive the income for a further 3 years.
- In total there are potentially 5 years benefits.
- The plan pays out for sporting AND non-sporting injuries.
For a part-time professional football player, we offer an individual plan designed to insure your “day-job”, whether employed or self-employed. It also possible insure against the loss of income from the football club. You choose the amount of cover and benefit payment terms, within defined limits, to suit your requirements.
For an amateur footballer player, we offer an individual plan designed to insure your “day-job”, whether employed or self-employed. You choose the amount of cover and benefit payment terms, within defined limits, to suit your requirements.
Call our expert advisers now
0800 43 53 49
Lifetime Finance Group Limited trading as Sport Protect is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete which is authorised and regulated by the Financial Conduct Authority.
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